Services

Many non-independent “in-house” financial consultants today are obligated to sell their own company-branded products and services. This, in-turn, can limit the options and resources available to you. Most importantly, it can limit the ability to do what is in your best interest. Provident has chosen a different path - Independence.

INDEPENDENCE IS KEY

Independence is the driving force behind our team. The independent financial approach is all about offering you, the client, options. Unlike in-house financial consultants, we are able to consider a wide variety of investment options and access a wide range of wealth management and investment advisory products and services. We have the freedom to weigh the merits of one service and/or product against another and make recommendations that best align with your long-term financial goals.

Our team of financial professionals combine a wide variety of certifications and credentials to make sure we can provide you with an extensive array of services and products. By doing this, it allows you confidence in knowing that your money is being conveniently managed in one place.

FINANCIAL PLANNING SERVICES

Provident offers an extensive array of financial services including, but not limited to:

  • Portfolio Analysis to conduct an in-depth analysis of your current investments. To identify investment strategies that properly align with your financial goals, expectations and risk tolerance in order to thoughtfully construct your portfolio.

  • Investment Management to consistently communicate with you to ensure your portfolio is performing to your expectations and aligned with short and long-term performance goals. To observe and test the ongoing investment process and, when appropriate, make change recommendations to pursue your goals. To make adjustments as your lifestyle goals and risk tolerance evolve over time.

  • Retirement Planning to help you address your retirement income goals and manage your assets before and/or during your retirement. To incorporate and maximize the benefits of your employer-sponsored retirement plans and IRAs.

  • Estate Planning to clearly define your estate planning goals and help protect, pass on and distribute your assets according to your wishes. To provide for your family when you're no longer able to do so yourself.

  • Trust Services to transfer your estate and wealth to your family, a charity or loved one with special needs according to your specific wishes.

  • Educational Funding & College Planning to fund your child/children and/or grandchild/grandchildren’s education.

  • Divorce Planning to help you navigate through the financial transition of divorce.

  • Tax Planning to create a plan of action in order to mold your financial affairs strategically and utilize targeted tax strategies.

  • Social Security & Medicare Planning to incorporate Medicare into your financial plan when time comes. To help you plan and better understand Social Security and Medicare eligibility, enrollment and seek to avoid missed opportunities.

  • Risk Management to evaluate your risk exposure and, if needed, implement an insurance plan (including life, long-term care, disability and business owners insurance) to ensure your finances are secure throughout your lifetime and thereafter.

  • Philanthropy/Gifting Strategies to thoughtfully consider the advantages of gifting your wealth to your heirs and/or designated charities. To plan and prepare to shift your assets to your loved ones and continue your legacy utilizing strategic investment services and minimize taxes.

FINANCIAL TOOLS

In order to implement our many services, Provident utilizes a large assortment of financial products offered through LPL Financial. These products include, but are not limited to:

  • Mutual Funds

  • Variable Annuities

  • Fixed Annuities

  • Individual Stocks and Bonds

  • Alternative Investments

  • Domestic and Foreign Securities

  • Qualified Retirement Plans in the form of both Traditional and Roth 401(k), 403(b), Simple-IRA and Profit Sharing Plans.

  • Life Insurance to financially provide for your loved ones in case of the unknown.

  • Disability Insurance to ensure income in times of disability, and strive to protect you and your family’s financial future and investment savings in case of injury.

  • Long-Term Care Insurance to help you and your family pay for the care you need when you can no longer care for yourself.

If you are looking for a specific service and/or product and do not see it listed here, please call 920.230.6898 and speak with one of our team members. Set up a complimentary consultation today and let us help guide you to a brighter financial future.

 

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.